Dan Immergluck

Associate Professor

City and Regional Planning Program

Georgia Institute of Technology

Atlanta, GA 30332-0155

404-385-7214

dan.immergluck@coa.gatech.edu

I teach classes in research methods, housing policy, real estate development finance, and other city and regional planning topics.

 

I conduct research in the arenas of real estate markets, community and economic development and housing policy. Topics include: housing and mortgage market finance; subprime lending, foreclosures and their community impacts; community reinvestment and fair lending; neighborhood change, including segregation, diversity and gentrification; inner-city revitalization; impacts of tax increment financing and related policies; development finance; and fair and affordable housing programs.

 

I have worked extensively with policy research groups, community development corporations, and public and private sector organizations of many types, and at all levels of policy-making and planning.  My research has been supported by major national and local foundations, local government, and other sources.

 

Some items:

My bio

My full curriculum vitae (with a full list of articles and publications)

Testimony on Mortgage Foreclosure Crisis and Impacts of Foreclosures on Communities Before House Domestic Policy Subcommittee of Committee on Oversight and Government Reform, March 21, 2007

Some recent papers:

Immergluck, D.  (2008). Large Scale Redevelopment Initiatives, Housing Values, and Gentrification: The Case of the Atlanta Beltline, Urban Studies, forthcoming.

 

Immergluck, D.  (2008). Out of the goodness of their hearts?  Regulatory and regional impacts on bank investment in housing and community development in the U.S. Journal of Urban Affairs 30: 1-20.

 

Immergluck, D. (2008). From the subprime to the exotic: Excessive mortgage market risk and implications for metropolitan communities and neighborhoods. Journal of the American Planning Association 74:59-76.

 

Immergluck, D. (2007). Quantity, quality, or both? Explaining investment test scores in federal Community Reinvestment Act examinations. Housing Policy Debate 18 (1): 69-106.

 

Immergluck, D., and Smith, G. (2006). The Impact of single family mortgage foreclosures on crime. Housing Studies 21 (6): 851-866.

 

Immergluck, D., and Smith, G. (2006). The external costs of foreclosure: The impact of single-family mortgage foreclosures on property values. Housing Policy Debate, Volume 17(1): 57-80.

 

Immergluck, D. (2006). A white paper on approaches to measuring outcomes and impacts of community development financial institutions (CDFIs)

 

 


 
 

 

 


My most recent book, FORECLOSED.

HIGH-RISK LENDING, DEREGULATION AND THE UNDERMINING OF AMERICA’S MORTGAGE MARKET, was published in 2009 by Cornell University Press.

 

"Foreclosed is a well-documented and engaging account of how the United States built and then, by dismantling safeguards and ignoring the consequences of unbridled complexity, destroyed one of the world's most effective and democratic housing systems.."

 --Ellen Seidman, Senior Fellow in the Asset Building Program of the New America Foundation

“Foreclosed is a must-read for anyone who wants to understand how the mortgage market really works and the sources of the current mortgage market meltdown.”

 

 --Susan M. Wachter, Richard B. Worley Professor of Financial Management, Professor of Real Estate and Finance, and Co-Director, Institute for Urban Research, The Wharton School, University of Pennsylvania

 

 

"Foreclosed will elicit a chorus of thank-yous to Dan Immergluck. In this clear and compelling analysis, the roots of the subprime crisis are untangled with precision and sophistication. This timely effort is sure to become a key resource to those who wonder what happened and why, and what needs to be done to prevent future catastrophes."

--Rachel Bratt, Tufts University

"Foreclosed is accessible, comprehensive, informative, and insightful. It provides a critical but balanced analysis of the current mortgage crisis, its origins, consequences, and solutions. It is very well written and will appeal to a broad audience including policymakers, policy analysts, bankers, and lawyers. Dan Immergluck's recommendations couldn't be more timely."

--Alex Schwartz, Milano The New School for Management, author of Housing Policy in theUnited States